The UK's Fee-Free BTL Specialists
We exist solely to help landlords and property investors secure the right finance. No residential, no protection cross-sell — just specialist BTL advice.
BTL Mortgage Expert was founded in 2015 by a team of former BTL underwriters and specialist brokers who saw a simple problem: landlords were being underserved by generalist mortgage brokers who didn't understand HMO licensing, SPV structures, portfolio stress-testing or the specialist lender market.
A decade later we have arranged over £2bn of Buy To Let lending across the full spectrum — from a landlord's first BTL purchase to portfolio refinances of 50+ properties. We deal with every BTL product type, every applicant profile, and every specialist lender in the UK market.
We are authorised and regulated by the Financial Conduct Authority (FCA No. FCA123456) and are paid exclusively by lenders through a procuration fee on completion — never by you.
Your Specialist BTL Advisers
CeMAP-qualified advisers specialising exclusively in Buy To Let mortgage advice.
John Smith
CeMAP-qualified with 12 years specialising exclusively in Buy To Let mortgage advice. John has placed over £400m of BTL lending across complex portfolio and HMO cases.
Priya Patel
CeMAP CeRER qualified, Priya works with both new landlords and seasoned investors. She is a specialist in Holiday Let underwriting and FHL tax-aware advice.
Mark Williams
15 years in specialist BTL lending, previously at a top-five BTL lender. Mark places cases mainstream brokers decline, including ex-pat and non-standard construction.