Process

How It Works

A clear, transparent five-step process — from your first call to your keys. No fees, no jargon, no surprises.

01

Tell Us About Your Plans

Complete our short online form or call us. Tell us about the property, your existing portfolio, your company structure and what you're trying to achieve. No obligation.

02

We Search the Whole Market

Your dedicated BTL adviser searches our entire lender panel for products matching your criteria — property type, LTV, applicant profile, income type, portfolio size and company structure.

03

We Recommend the Best Option

We present the most suitable mortgage options, fully explained — rate, term, lender criteria, fees and monthly cost — and recommend one in plain English.

04

We Handle Everything

Once you're happy, we submit the application, liaise with the lender, manage the valuation and push the case to mortgage offer — keeping you updated throughout.

05

You Complete

Your solicitor handles the legal work. We stay available to resolve any queries until keys are in hand. And we're here for your next deal too.

BTL Mortgage Expert is a trading name of The Mortgage Shop, authorised and regulated by the Financial Conduct Authority (FCA No. 450173). Registered in England & Wales No. 04774203. Registered Office: 62 Old Mill Lane, Barnsley, S71 1PJ.

Your home or property may be repossessed if you do not keep up repayments on your mortgage. The Financial Conduct Authority does not regulate some forms of Buy to Let mortgage.

Think carefully before securing debts against your property. Tax treatment depends on individual circumstances and may be subject to change. We recommend seeking independent tax advice.

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